Payment integrations

PSPs, wallets, local rails & QR standards

IPAY routes final-mile payment intent across four layers of the global payment stack — PSPs, consumer wallets, local instant-payment rails, and interoperable QR standards. IPAY never holds funds; every payment is processed by the licensed PSP, bank or wallet operator.

Most relevant for: Payment service providers, wallets, banks-as-a-service, account-to-account schemes.

No funds held by IPAYLicensed PSP processingCarrier-controlled releaseImmutable paid stateFull audit trailAPI-first infrastructureMerchant-owned customer relationshipGDPR-ready · Role-based accessNo funds held by IPAYLicensed PSP processingCarrier-controlled releaseImmutable paid stateFull audit trailAPI-first infrastructureMerchant-owned customer relationshipGDPR-ready · Role-based access

Showing 94 of 94

Layer:

Stripe

Global

Live

Direct

Mollie

Live

Direct

MSP (MultiSafepay)

Live

Direct

2C2P

SEA

Live

Direct

Xendit

SEA

In progress

Direct

Adyen

Global

In progress

Direct

PayPal (Braintree)

Global

Planned

Direct

Worldpay

Global

In progress

Direct

Checkout.com

Global

In progress

Direct

Worldline

In progress

Direct

Nuvei

Global

Target

Direct

Razorpay

Target

Direct

PayU

LATAM/EU/IN

In progress

Direct

Buckaroo

In progress

Direct

Pay.

NL/BE

Target

Direct

CCV

Target

Direct

HiPay

EU/LATAM

Target

Direct

Mangopay

Target

Direct

Lemonway

Target

Direct

Mercado Pago

LATAM

Target

Direct

Trustly

EU/US

Target

Direct

TrueLayer

EU/UK

Target

Direct

GoCardless

Global

Target

Direct

Apple Pay

Global

Available

Via PSP

Google Pay

Global

Available

Via PSP

Samsung Pay

Global

Available

Via PSP

PayPal Wallet

Global

Available

Direct

Alipay

CN/SEA

Available

Direct

WeChat Pay

CN/SEA

Available

Direct

Revolut Pay

Global

Target

Direct

Skrill

Global

Target

Via PSP

Neteller

Global

Target

Via PSP

MobilePay

DK/FI/NO

Available

Direct

Swish

Available

Direct

Vipps

Available

Direct

BLIK

Target

Direct

Twint

Target

Direct

KakaoPay

Target

Direct

Toss

Target

Direct

LINE Pay

JP/TW/TH

Target

Direct

PayPay

Target

Direct

Rakuten Pay

Target

Direct

ZaloPay

In progress

Direct

MoMo

In progress

Direct

VNPay Wallet

Available

Direct

ViettelMoney

Available

Direct

ShopeePay

SEA

Target

Direct

GrabPay

SEA

Available

Direct

TrueMoney

Available

Direct

Rabbit LINE Pay

Target

Direct

GCash

Target

Direct

Maya (PayMaya)

Target

Direct

OVO

Target

Direct

DANA

Target

Direct

LinkAja

Target

Direct

bKash

Target

Direct

JazzCash

Target

Direct

Easypaisa

Target

Direct

Paytm

Target

Direct

PhonePe

Target

Direct

Amazon Pay

Global

Target

Via PSP

M-Pesa

Africa

On request

Direct

PicPay

Target

Direct

Venmo

Available

Via PSP

Cash App

Available

Direct

Wero-iDEAL

Live

Via PSP

Bancontact

Live

Via PSP

SEPA Instant

Live

Via PSP

FPS

Target

Direct

FPX

Target

Direct

NAPAS 247

In progress

Direct

NPP / Osko / PayID

Target

Direct

PIX

Target

Direct

PayNow

Target

Direct

PromptPay

Available

Direct

UPI

Target

Direct

Faster Payments

Available

Via PSP

Interac e-Transfer

Target

Direct

PESONet / InstaPay

Target

Direct

BI-FAST

Target

Direct

DuitNow

Target

Direct

RTP

Available

Via PSP

DuitNow QR

Target

Direct

EPC SCT Inst QR

Planned

Via PSP

QRIS

Target

Direct

SGQR

Target

Direct

Thai QR (Bank QR)

Available

Direct

VietQR

Available

Direct

Bharat QR / UPI QR

Target

Direct

PIX QR

Target

Direct

HK FPS QR

Target

Direct

China UnionPay QR

Target

Direct

Alipay+ QR

Global

Available

Via PSP

ASEAN cross-border QR

SEA

Target

Direct

The 4-layer payment stack

How IPAY connects across the global payment stack.

IPAY does not replace PSPs, wallets, banks or QR schemes. It routes payment intent to the right rail for each consumer, country and parcel moment — across four interoperable layers.

Layer 1 — PSPs

Acquirers, processors, gateways

StripeMollieMSP (MultiSafepay)2C2PXenditAdyenPayPal (Braintree)WorldpayCheckout.comWorldlineNuveiRazorpay+11 more

Layer 2 — Wallets

Consumer digital wallets — direct or routed

Apple PayGoogle PaySamsung PayPayPal WalletAlipayWeChat PayRevolut PaySkrillNetellerMobilePaySwishVipps+30 more

Layer 3 — Local rails

Instant account-to-account schemes

Wero-iDEALBancontactSEPA InstantFPSFPXNAPAS 247NPP / Osko / PayIDPIXPayNowPromptPayUPIFaster Payments+5 more

Layer 4 — QR standards

Interoperable national QR networks

DuitNow QREPC SCT Inst QRQRISSGQRThai QR (Bank QR)VietQRBharat QR / UPI QRPIX QRHK FPS QRChina UnionPay QRAlipay+ QRASEAN cross-border QR

Direct — IPAY connects directly to this railVia PSP — routed through a connected PSP partner

Coverage

Where IPAY connects across the world.

Per country: the rails, wallets and QR standards IPAY routes payment intent to — directly or via a connected PSP partner. Click a country to expand.

Europe

11 markets

🇳🇱

Netherlands

8 methods

3 live 1 in progress

🇧🇪

Belgium

4 methods

3 live

🇩🇪

Germany & Austria

5 methods

2 live

🇬🇧

United Kingdom

5 methods

1 live 2 in progress

🇫🇷

France

6 methods

3 live

🇮🇹

Italy

4 methods

3 live 1 in progress

🇪🇸

Spain & Portugal

5 methods

3 live 2 in progress

🇨🇭

Switzerland

2 methods

1 live

🇸🇪

Nordics (DK/SE/NO/FI)

5 methods

🇵🇱

Poland

3 methods

1 live 1 in progress

🇮🇪

Ireland

3 methods

2 live 1 in progress

Southeast Asia

7 markets

🇻🇳

Vietnam

7 methods

1 live 3 in progress

🇹🇭

Thailand

6 methods

1 live

🇸🇬

Singapore

5 methods

2 live

🇲🇾

Malaysia

6 methods

1 live

🇮🇩

Indonesia

7 methods

1 in progress

🇵🇭

Philippines

5 methods

1 live 1 in progress

🇭🇰

Hong Kong

4 methods

Asia & Pacific

7 markets

🇨🇳

China

4 methods

🇯🇵

Japan

5 methods

1 live 1 in progress

🇰🇷

South Korea

3 methods

1 live

🇮🇳

India

6 methods

1 in progress

🇧🇩

Bangladesh

1 methods

🇵🇰

Pakistan

2 methods

🇦🇺

Australia

3 methods

1 live 1 in progress

Americas & Africa

5 markets

🇺🇸

United States

6 methods

1 live

🇨🇦

Canada

3 methods

1 live 1 in progress

🇧🇷

Brazil

4 methods

🇲🇽

Mexico & LATAM

3 methods

1 live 1 in progress

🌍

Africa (Kenya & East)

2 methods

1 in progress

Dot legend:LivePilotAvailableIn progressPlannedOn requestTarget

Status reflects IPAY's current integration roadmap. Availability may vary by country, partner agreement and implementation phase.

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Become an integration partner for psps, wallets, local rails & qr standards.

Talk to the IPAY team about API access, technical fit and joint go-to-market.

Request partner access View API